• In 2010, over 95% of Canadians aged 15 years and over received some form of income with a median total income of $29,900. • Close to 83% of Canadians received some of their income from private sources. • While 70% of Canadians received some government transfers, 13% received government transfers as their only source […]

  Accelerated weekly and accelerated bi-weekly payment options are calculated by taking a monthly payment schedule and assuming only four weeks in a month. We calculate an accelerated weekly payment, for example, by taking your normal monthly payment and dividing it by four. Since you pay 52 weekly payments, by the end of a year […]

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Don’ t lock in your rate. The Variable rate mortgage is tied to prime and can still be had for as little as 2.55% whereas the five year fixed rate is at 3.59% what is the risk?  The Bank of Canada’s key lending rate, which prime is tied to, hasn’t moved in three years and […]

The economic forecast for the remainder of 2011 and 2012 is being chopped, together with a delay of anticipated faster growth into the end of 2013.  “At the very least, they imply that the central bank has the flexibility to leave rates on hold all the way through next year and even into 2013, if […]

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