11 Sep

MORTGAGE BASICS TO KEEP YOU IN THE KNOW – PROPERTY TAXES

Mortgage Tips

Posted by: Darick Battaglia

Sometimes it is a good idea to revisit the basics when looking at a complex thing like a mortgage.  There can be misunderstandings which crop up.   The mortgage process can be very stressful as you wait for some anonymous entity to decide whether or not you are able to buy the home of your dreams.  […]

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8 Sep

IT’S NEVER A BAD TIME TO PLAN

Mortgage Tips

Posted by: Darick Battaglia

Do successful entrepreneurs just open their doors for business without a business plan? Does a chef open a restaurant without a menu? Do pilots depart the hanger without a flight plan? Can you build a house without architectural plans?…I could go on forever! The answer is NO to all the above. I’m a planner. Whether it’s […]

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7 Sep

10 STEPS TO HOME SWEET HOME

Mortgage Tips

Posted by: Darick Battaglia

Congratulations – you are moving into your new home! Whether you are starting with a plain new build or an older resale home, there’s no better way to make it yours than by putting your stamp on it. Invest a weekend or two into warming up a featureless space or refreshing someone else’s old homestead. […]

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6 Sep

CAN YOU AFFORD THAT BUSINESS LOAN? TIPS TO FIGURING IT OUT

Mortgage Tips

Posted by: Darick Battaglia

Figuring out whether you can afford to borrow money for your business is a crucial step in the loan process and one you should definitely take before approaching potential lenders. But determining if you have the resources to make your loan payments can be a bit tricky. Think Outside The Borrower’s Box If you want […]

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25 Aug

MANAGING YOUR MORTGAGE

Mortgage Tips

Posted by: Darick Battaglia

Why is it important for you to have a mortgage manager? Reaching your financial goals is attainable! There are some things to consider before securing your mortgage: Is there a potential of you buying an investment property or a vacation home? Are you considering scaling up or downsizing? Do you think you might move or […]

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24 Aug

HOW LOW CAN THEY GO? THOUGHTS ON CAP RATE COMPRESSION

Mortgage Tips

Posted by: Darick Battaglia

Cap Rates are one of the key metrics in commercial real estate investment analysis. In very simple terms, its the ratio of rent paid by your tenants, to the price/value of the building. An important barometer on the current state of the market, cap rates are inversely related to value. As the price/value goes up, […]

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23 Aug

HOW TO RENEW YOUR MORTGAGE IN 5 EASY STEPS

Mortgage Tips

Posted by: Darick Battaglia

If you have a mortgage, chances are unless you win a lottery (cha-ching $$$) you’ll be doing a mortgage renewal when your current term has finished. While most Canadians spend a lot of time, and expend a lot of effort, in shopping for an initial mortgage, the same is generally not the case when looking […]

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22 Aug

AVOCADO TOAST & BUDGETING

Mortgage Tips

Posted by: Darick Battaglia

There was an article reprinted in the National Post recently about an Australian millionaire’s opinion on millennials not being able to afford a home because they’re wasting money on avocado toast, at $22 per plate. The article was quickly mocked but it was an interesting article on two fronts: 1) the irresistible urge for avocado […]

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21 Aug

EVERYTHING YOU NEED TO KNOW ABOUT REVERSE MORTGAGES

Mortgage Tips

Posted by: Darick Battaglia

Wouldn’t it be wonderful to be able to have money to do more of the things you love? To be able to have the freedom to pursue things you truly enjoy, especially in your Golden Years? Enter in a CHIP Reverse Mortgage! A Reverse mortgage is a simple and sensible way to unlock the value […]

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