THINKING OF SELLING? COSTS YOU SHOULD KNOW ABOUT! Often times it’s the simple math that will betray you when selling a property. In your head you do quick calculations, you take what you think your property will sell for and then subtract what you owe on your mortgage, and the rest is your profit! Well… not […]

5 REASONS A MORTGAGE BROKER IS YOUR BEST CHOICE So it seems that there are still Canadian consumers who have reservations or misunderstandings about why a mortgage broker is their best choice. Time to take a quick look at 5 reasons you should use a broker. 1. Almost always free to use. 41% of consumers […]

NOT ALL DOOM AND GLOOM – NEW CANADIAN MORTGAGE RULES EFFECTIVE OCTOBER 17, 2016 The Minister of Finance announced on Monday new Canadian mortgage rules effective October 17,2016. The new rules will impact high ratio buyers – those with less than 20% down payment. Other rule changes are expected to follow so stay tuned for details as they […]

MORNEAU TAKES OUT THE BIG GUNS TO SLOW HOUSING Yesterday, Ottawa unveiled major initiatives to slow housing activity both by potentially discouraging foreign home purchases and, more importantly, by making it more difficult for Canadians to get mortgages. As well, the Finance Minister is limiting the degree to which mortgage lenders can buy portfolio insurance […]

Every mortgage secured by a property will be registered with the land title office.There are two ways your mortgage can be registered on title: Standard charge or collateral charge.  Not long ago, most lenders registered all mortgages as a standard charge.  In recent years, some lenders – mainly the major big banks – have moved […]

Did you know that the majority of first-time homebuyers are Millennials? That’s right; Canadians born between 1980 and 1995 now represent a full 77 per cent of first-time homebuyers. If you fit the mold, then get a leg up on the competition as we enter the year’s hottest real estate month. Here are our five […]

Did you know that the majority of first-time homebuyers are Millennials? That’s right; Canadians born between 1980 and 1995 now represent a full 77 per cent of first-time homebuyers. If you fit the mold, then get a leg up on the competition as we enter the year’s hottest real estate month. Here are our five […]

If you find yourself in the unfortunate position of getting divorced, have no fear, because help is here! Divorce, while often times feels like a death, it is also the beginning of your new life.  And while it can be scary it can also be exhilarating and life changing. As women, we often make the […]

10 QUESTIONS FOR FIRST TIME BUYERS As a first time home buyer, the process of purchasing a home can seem very daunting.  From a financing standpoint, here are 10 common questions I hear from first time home buyers. 1. What’s your best rate? This is by far the most common question.  Rate is a small part […]

This summer has flown by, and what a summer it has been for Bullying Ends Here! Just last week, I traveled to Amsterdam Netherlands to present the program to 400 law enforcement delegates from around the world. This also signaled the first time that the program had been presented outside of Canada’s borders. What a humbling […]