25 Apr

SUBJECT TO FINANCING- A MUST!

Mortgage Tips

Posted by: Darick Battaglia

With most people who are new to real estate and looking for their first home (or possibly second), one of the most significant times is when your offer to buy is accepted by a seller. Unfortunately, that moment is quickly followed by stress, as not many people know what comes next- securing financing. 99% of […]

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24 Apr

HAVING YOUR CAKE AND EATING IT TOO – OUR HOUSE MAGAZINE

General

Posted by: Darick Battaglia

Looking for an escape from her daily job, one B.C.-based custom cake maker has found the perfect recipe for success. Working inside a prison can be one of the most stressful jobs out there. And when you spend hours in a bleak environment where no one really wants to be, you need to find an […]

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13 Apr

THE FLEXIBLE DOWN PAYMENT PROGRAM

Mortgage Tips

Posted by: Darick Battaglia

One of the toughest challenges for homebuyers is being able to save money at the rate of property price increases. We know many high-income renters would like to be homeowners, but they’re just unaware of how to make the transition and are unable to save fast enough. There are several options which are great for […]

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12 Apr

VACANT POSSESSION

Mortgage Tips

Posted by: Darick Battaglia

DISCLAIMER: This post is written for buyers, in other words people who do not currently own a tenanted property. This post is not suggesting in any way that the rights of an existing tenant be infringed upon Purchasing a residential property? Two words that matter this Spring; Vacant Possession Your contract had best contain a […]

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11 Apr

THE MORTGAGE INSURANCE MARKET & WHOLESALE LENDERS

Mortgage Tips

Posted by: Darick Battaglia

The Canadian mortgage market used to be very simple. We had the big banks, credit unions, and trust companies. However, almost 20 years ago, the Canadian government made three major changes to the Canadian mortgage industry. First, the government and CMHC put their weight behind Canadian mortgages by guaranteeing an insurance payout to lenders in […]

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10 Apr

SETTING UP YOUR HELOC

Mortgage Tips

Posted by: Darick Battaglia

A HELOC, or, Home Equity Line of Credit, can be one of the greatest gifts you give yourself. Borrowing money against your home as you accumulate equity through a shrinking mortgage or an increasing property value- something almost many people in the Vancouver and Toronto markets can relate to. With all this increasing value and […]

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9 Apr

TOP 5 THINGS TO CONSIDER WHEN BUILDING YOUR NEW HOME

Mortgage Tips

Posted by: Darick Battaglia

Building a new home – It’s something that many couples dream of. It can be an exciting, stressful, joyful, crazy time period that many walk away from saying “never again” or “bring on the next one!” We scoured the internet and sorted through our own experiences to bring you the Top 5 things to consider […]

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6 Apr

UNIQUE HOMES HAVE SPECIAL PROBLEMS

Mortgage Tips

Posted by: Darick Battaglia

Recently one of the former members of the boy band New Kids on the Block expressed an interest in buying this lighthouse off the coast of Virginia in the U.S. Unique homes can be a lot of fun to own and to live in. However, there are some things you should be aware of before […]

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5 Apr

WHICH REALTOR SHOULD YOU USE?

Mortgage Tips

Posted by: Darick Battaglia

Finding the best realtor for you involves doing some leg work. It can be overwhelming, kind of like choosing which ice cream you want to try! You go to the ice cream store and they have over 50 flavours and after you have contemplated, you opt for vanilla, just because it was easy. Finding the […]

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4 Apr

4 SMART FEATURES THAT WILL BOOST THE VALUE OF YOUR PROPERTY

Mortgage Tips

Posted by: Darick Battaglia

People have a lot of different ideas on how they want their home to look. Some want a modern look while others like traditional cottages. But one thing that more and more people want is smart technology in their homes. This adds value and desirability to your home making it easier to sell for the […]

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