Looking for the Best Mortgage Rate and Term. Look no farther than the 2.49% 3 year fixed rate. Statistics show that most consumers break to refinance or to buy a new home by the third year of their mortgage term costing them thousands in ridiculous and scandalous mortgage penalties. This mortgage is portable and assumable, 20/20 prepayment privileges and the ability to prepay prior to discharge. Not only will you save interest over the 5 year fixed rate over three years but this rate is only marginally higher than a floating variable rate. Barrie Mortgage Broker Darick Battaglia www.darick.ca barries best mortgage rates